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Affirm







Frequently Asked Questions About Affirm

Yes. You'll need:

  • Canadian permanent resident or citizen - 18 years of age (AB, MB, ON, PEI, QC, SK) / 19 Years of age (BC, NB, NF, NT, NS, NU, YK)
  • A Canadian bank account or Visa/Mastercard debit card (Your debit card must have the Visa or Mastercard logo). Available payment methods may vary
  • An SMS-capable Canadian phone number
  • To meet the minimum cart size and order eligibility (see below) required to use Affirm as a payment option at checkout

You are welcome to pay with Affirm on in-person orders over $1700 CDN.

Your credit score will not be affected when you check your eligibility, even though Affirm will perform a credit check. If you decide to buy with Affirm, your loan and payments may affect your credit score. Paying on time can help you build positive credit history.

Fees - They don’t charge any fees. That means no late fees, no prepayment fees, no annual fees, and no fees to open or close your account.

Interest - Depending on the size of your purchase, your payment plan may include interest. You’ll never owe more interest than you agree to on day one — so you always know exactly what you’re getting into.

When you prequalify, you get an estimate of how much you can spend with Affirm. You don’t have to use the full amount, and you’re not on the hook to pay anything back until you actually make a purchase. The final amount you qualify for is subject to eligibility criteria.

We accept Visa, MasterCard, PayPal, and other major payment methods.

You can find them here.